Australian AML/CTF · Explainer

Bribery, corruption and money laundering

Corruption can produce illicit benefits. Money laundering can hide the person who received them or the origin of the funds.

General information only, not legal, compliance, or other professional advice. Does not confirm compliance.

Connect the benefit to the funds

Corruption can create illicit benefits, including money diverted from public resources or received through bribery. Laundering can then conceal the proceeds and their beneficiary.

AUSTRAC’s historical analysis describes the use of companies, intermediaries and international transfers to hide these proceeds. It is evidence of methods, not current offence wording.

Source: AUSTRAC: Key points; Background; Corruption.

Examine the stated commercial purpose

A payment may be described as a fee for services. A useful review compares that description with the work, agreement, payer and recipient.

The reviewer records any supported connection between the recipient and the decision or contract concerned. An unsupported association is not a finding of corruption.

Source: AUSTRAC: Key points; Appendix examples.

Test the stated fee
  • Work

    What service is said to have been provided?

  • Payment

    Who paid and who received the funds?

  • Connection

    What evidence links the recipient to the decision?

Test the stated fee

Suggested evidence questions. A fee or public role alone is not proof of corruption.

Connected concepts. Lines do not show ownership or a reporting hierarchy.

A fee with no supported service

A fictional company pays a consultant after receiving a public contract. Available records do not describe the work that the consultant performed.

The reviewer asks for the service and payment explanation. It examines that answer with the contract and ownership information available to the business.

The missing description may have a legitimate explanation. A conflicting account may need escalation. The reviewer records evidence and uncertainty separately.

Source: AUSTRAC: Key points; Background.

PEP status is a separate question

A politically exposed person is not necessarily corrupt. The classification concerns a public role and its associated risk.

The PEP article describes classification and required CDD treatment. A corruption concern needs its own evidence and a separate reporting assessment.

Source: AUSTRAC: Politically exposed persons.

Sources and scope

Sources checked on 2026-09-13. This page is not continuously updated. Check the linked legislation and AUSTRAC guidance for current requirements.

How we prepare articles

This page does not cover: The full elements of bribery offences; PEP classification rules; Findings about named people.

Common AML/CTF terms