About This Tool

What Is This?

The AML Risk Assessment is a free tool to help Australian professional services businesses understand their anti-money laundering and counter-terrorism financing (AML/CTF) risk profile.

Why It Exists

From July 2026, Australia's Tranche 2 AML/CTF reforms will bring lawyers, accountants, real estate agents, and other professional services under AUSTRAC rules for the first time. Many businesses do not know where to start with compliance.

This tool is a starting point. It includes 15 questions based on AUSTRAC's risk-based approach. It helps you identify your risk factors and check your current controls.

Who Built It

This tool is published by Digital Content Operations LLC. It was built to help businesses deal with regulatory change using practical digital tools.

Security and Privacy

This tool is built with your privacy in mind. Your data stays in your browser.

• All calculations happen on your machine.
• We do not collect, store, or send your answers to any server.
• Data stored in your browser expires after 24 hours.
• Security headers: The site uses Content Security Policy and standard security headers.

Official Resources

For official guidance on AML/CTF compliance, visit:

• AUSTRAC - Australia's financial intelligence agency
• FATF - Financial Action Task Force
• DFAT Sanctions - Australian sanctions information