About This Tool

What Is This?

The AML Risk Assessment is a free tool to help Australian professional services businesses review their current AML/CTF readiness.

Why It Exists

Tranche 2 AML/CTF obligations started on 1 July 2026. Designated services provided by lawyers, accountants, real estate agents, and other professional services are now within the Tranche 2 framework. Many businesses are reviewing what they need to put in place.

This tool is a starting point. It includes up to 15 questions based on AUSTRAC's risk-based approach. It helps you identify areas to review and check your current controls.

Who Built It

This tool is published by Digital Content Operations LLC. It was built to help businesses deal with regulatory change using practical digital tools.

Security and Privacy

This tool is built with your privacy in mind. Your data stays in your browser.

• All calculations happen on your machine.
• We do not collect, store, or send your answers to any server.
• Data stored in your browser expires after 24 hours.
• Security headers: The site uses Content Security Policy and standard security headers.

Official Resources

For official guidance on AML/CTF compliance, visit:

• AUSTRAC - Australia's financial intelligence agency
• FATF - Financial Action Task Force
• DFAT Sanctions - Australian sanctions information