About This Tool
What Is This?
The AML Risk Assessment is a free tool to help Australian professional services businesses understand their anti-money laundering and counter-terrorism financing (AML/CTF) risk profile.
Why It Exists
From July 2026, Australia's Tranche 2 AML/CTF reforms will bring lawyers, accountants, real estate agents, and other professional services under AUSTRAC rules for the first time. Many businesses do not know where to start with compliance.
This tool is a starting point. It includes 15 questions based on AUSTRAC's risk-based approach. It helps you identify your risk factors and check your current controls.
Who Built It
This tool was built by Brennan McDonald, a technology consultant who helps businesses deal with regulatory change using practical digital tools.
This tool is published by Digital Content Operations LLC, USA.
Security and Privacy
This tool is built with your privacy in mind. Your assessment data never leaves your browser.
- Processed locally: All calculations happen on your machine.
- No data collection: We do not collect, store, or send your answers to any server.
- Auto-delete: Data stored in your browser is cleared automatically after 24 hours.
- Secure hosting: The site uses strict security headers and content policies.
Official Resources
For official guidance on AML/CTF compliance, visit:
- AUSTRAC - Australia's financial intelligence agency
- FATF - Financial Action Task Force
- DFAT Sanctions - Australian sanctions information